Auto Insurance Accident

So what do you do if you have just had an accident on the road? If nobody is hurt, the first thing to do is exchange your contact and insurance details, then you have to make a claim.

As soon as you can, report it to your insurance company. Find an insurance claim form in your documentation or download a copy, then
carefully complete the forms.

Submit it to your company as soon as you can so that they can get the claim started. Ask if you can do an online submission or a verbal one. If you do it on line, keep a copy.

You company should contact the other persons company and hopefully take it from there.

If your car is damaged, they may send a loss adjuster to officially examine the vehicle and calculate the cost of repairs.
Good companies arrange to send the vehicle to their authorise repairer if it is close you your home.

In the case of serious accidents, make sure the police are informed and have released you after their scene examination.
Also, make sure you have witness names if you can get any, as this may help your case later if you were not responsible for the accident.